Eeyore's News and View

Survey: Identity theft up, but costs fall sharply
February 9, 2009 - 7:51am
By CANDICE CHOI
AP Personal Finance Writer
NEW YORK (AP) - The number of Americans ensnared by identity theft is on the rise, but victims are striking back more quickly and limiting how much is stolen.
In 2008, the number of identity theft cases jumped 22 percent to 9.9 million, according to a study released Monday by Javelin Strategy & Research. The good news is that the cost per incident _ including unrecovered losses and legal fees _ fell 31 percent to $496.
One reason for the spike in cases is likely the worsening economy. Just last month, 598,000 jobs were slashed across the country and unemployment jumped to 7.6 percent.
"The short story is that criminals are getting more desperate," said Jim Van Dyke, spokesman for Javelin, which started tracking identity theft cases in 2003. Last year marked the first time the number of cases rose.
Crimes of opportunity, such as stolen wallets, were linked to 43 percent of cases last year, up from 33 percent in 2007. That might be why women were 26 percent more likely to be victims of identity theft; they reported more cases of lost or stolen information during in-store purchases.
Online access accounted for only 11 percent of cases, according to the survey.
Despite the growing number of victims, the total fraud amount edged up just 7 percent to $48 billion over the previous year. That's because victims are uncovering cases faster to limit losses. Another reason is that financial institutions are taking more steps to thwart thieves, according to the Javelin study.
For instance, more banks now send change of address confirmations to the original address, Van Dyke said.
This prevents identity thieves from rerouting mail to different addresses and delaying victims' awareness that their accounts are siphoned off.
The Javelin study also found identity theft went undetected longer and cost twice as much when victims knew their attackers. More than 10 percent of victims knew their identity thieves.
Despite the rise in cases, there are simple steps people can take to prevent becoming a victim.
To start, leave personal checks and Social Security cards at home and be aware of who's around when giving personal information in public.
Some types of ID theft aren't preventable, however. Someone could get your personal information by hacking into a retailer's database, for instance.
So even if you're careful about protecting your information, monitor financial accounts regularly.
"Identity fraud is all about prevention and detection," Van Dyke said.
http://wtop.com/?nid=111&sid=1596539

A $15,000 gift for homebuyers?
The U.S. Senate approves an amendment to the economic stimulus package that would provide a tax credit of up to $15,000 for homebuyers who purchase a primary residence in the coming year. But economists are skeptical tax credits will prove stimulative.By The Wall Street Journal
The Senate added to the $900 billion stimulus bill on Wednesday a home purchase tax credit of $15,000, or 10% of the purchase price. If it's included in the bill that goes to the White House, that would represent a big gain not just for potential buyers, but also for the home builders and real-estate agents' groups that have aggressively promoted such a proposal for months as part of their "Fix Housing First" lobbying effort.
The second plank of that lobbying effort — a proposal for federally subsidized 4% interest rates on 30-year fixed-rate mortgages — isn't in the bill, but Senate Republicans are pushing for such a buy-down to spur home sales. Already, the Federal Reserve Bank has tried to lower interest rates by buying up securities backed by mortgages. However, after 10 straight weeks of declines, interest rates have edged up slightly in recent weeks.
Policymakers will also consider increasing limits on loans eligible for financing from government-backed mortgage entities to as high as $729,750 in the nation's most expensive housing markets. The stimulus bill that passed in the House last week included the provision.
Discuss: Would a $15,000 tax credit spur you to buy a home?
The Senate on Wednesday also approved $2 billion for state agencies to finance affordable housing.
Economists are skeptical that a builder tax credit or interest rate subsidies will stimulate the economy. Indeed, some argue encouraging the construction of new homes will only prolong the pain. "It is targeted not to the people who need help but an industry that wants a huge subsidy," said Thomas Lawler, an independent housing economist. "Why give an unbelievable gargantuan subsidy only to people who buy a home? What about renters who are in more dire straits?"
Proponents of a tax credit point to similarly structured subsidies that Congress approved in 1975. The program gave qualified buyers a 5% credit up to $6,000 and brought down interest rates by around 1.5%, to 7%. But critics say that the analogy is misleading because the U.S. was exiting a recession that had been induced by oil prices, not a slide in home values.
"By artificially increasing prices we are encouraging more building," says Harvard economist Ed Glaeser, who chided the Republican Party in a WSJ op-ed on Thursday for embracing interest rate subsidies.
By Nick Timiraos, The Wall Street Journal
http://realestate.msn.com/article.aspx?cp-documentid=17198334&gt1=35000

Judges tentatively order Calif. inmates released
Feb 9, 6:50 PM (ET)
By DON THOMPSON
SACRAMENTO, Calif. (AP) - A special panel of federal judges has tentatively ruled that California must release tens of thousands of inmates to relieve overcrowding.
The judges say no other solution will improve conditions so poor that inmates die regularly of suicides or lack of proper care.
They say the state can cut the population of its 33 adult prisons through changes in parole and other policies without endangering public safety.
The three judges said a final population figure would be set later.
In Monday's tentative ruling, the judges said they want the state to present a plan to trim the prison population in two to three years.
http://apnews.myway.com/article/20090209/D968C2K05.html

16 illegals sue Arizona rancher
Claim violation of rights as they crossed his land
An Arizona man who has waged a 10-year campaign to stop a flood of illegal immigrants from crossing his property is being sued by 16 Mexican nationals who accuse him of conspiring to violate their civil rights when he stopped them at gunpoint on his ranch on the U.S.-Mexico border.
Roger Barnett, 64, began rounding up illegal immigrants in 1998 and turning them over to the U.S. Border Patrol, he said, after they destroyed his property, killed his calves and broke into his home.
His Cross Rail Ranch near Douglas, Ariz., is known by federal and county law enforcement authorities as "the avenue of choice" for immigrants seeking to enter the United States illegally.
Trial continues Monday in the federal lawsuit, which seeks $32 million in actual and punitive damages for civil rights violations, the infliction of emotional distress and other crimes. Also named are Mr. Barnett's wife, Barbara, his brother, Donald, and Larry Dever, sheriff in Cochise County, Ariz., where the Barnetts live. The civil trial is expected to continue until Friday.
The lawsuit is based on a March 7, 2004, incident in a dry wash on the 22,000-acre ranch, when he approached a group of illegal immigrants while carrying a gun and accompanied by a large dog.
Attorneys for the immigrants - five women and 11 men who were trying to cross illegally into the United States - have accused Mr. Barnett of holding the group captive at gunpoint, threatening to turn his dog loose on them and saying he would shoot anyone who tried to escape.
The immigrants are represented at trial by the Mexican American Legal Defense and Educational Fund (MALDEF), which also charged that Sheriff Dever did nothing to prevent Mr. Barnett from holding their clients at "gunpoint, yelling obscenities at them and kicking one of the women."
In the lawsuit, MALDEF said Mr. Barnett approached the group as the immigrants moved through his property, and that he was carrying a pistol and threatening them in English and Spanish. At one point, it said, Mr. Barnett's dog barked at several of the women and he yelled at them in Spanish, "My dog is hungry and he's hungry for buttocks."
The lawsuit said he then called his wife and two Border Patrol agents arrived at the site. It also said Mr. Barnett acknowledged that he had turned over 12,000 illegal immigrants to the Border Patrol since 1998.
In March, U.S. District Judge John Roll rejected a motion by Mr. Barnett to have the charges dropped, ruling there was sufficient evidence to allow the matter to be presented to a jury. Mr. Barnett's attorney, David Hardy, had argued that illegal immigrants did not have the same rights as U.S. citizens.
Mr. Barnett told The Washington Times in a 2002 interview that he began rounding up illegal immigrants after they started to vandalize his property, northeast of Douglas along Arizona Highway 80. He said the immigrants tore up water pumps, killed calves, destroyed fences and gates, stole trucks and broke into his home.
Some of his cattle died from ingesting the plastic bottles left behind by the immigrants, he said, adding that he installed a faucet on an 8,000-gallon water tank so the immigrants would stop damaging the tank to get water.
Mr. Barnett said some of the ranch´s established immigrant trails were littered with trash 10 inches deep, including human waste, used toilet paper, soiled diapers, cigarette packs, clothes, backpacks, empty 1-gallon water bottles, chewing-gum wrappers and aluminum foil - which supposedly is used to pack the drugs the immigrant smugglers give their "clients" to keep them running.
He said he carried a pistol during his searches for the immigrants and had a rifle in his truck "for protection" against immigrant and drug smugglers, who often are armed.
ASSOCIATED PRESS DEFENDANT: Roger Barnett said he had turned over 12,000 illegal immigrants to the Border Patrol since 1998.
A former Cochise County sheriff´s deputy who later was successful in the towing and propane business, Mr. Barnett spent $30,000 on electronic sensors, which he has hidden along established trails on his ranch. He searches the ranch for illegal immigrants in a pickup truck, dressed in a green shirt and camouflage hat, with his handgun and rifle, high-powered binoculars and a walkie-talkie.
His sprawling ranch became an illegal-immigration highway when the Border Patrol diverted its attention to several border towns in an effort to take control of the established ports of entry. That effort moved the illegal immigrants to the remote areas of the border, including the Cross Rail Ranch.
"This is my land. I´m the victim here," Mr. Barnett said. "When someone´s home and loved ones are in jeopardy and the government seemingly can´t do anything about it, I feel justified in taking matters into my own hands. And I always watch my back."
http://www.washingtontimes.com/news/2009/feb/09/16-illegals-sue-arizona-rancher/

Families want answers from man who says he dissolved 300 people
Reporting from Tijuana -- Fernando Ocegueda hasn't seen his son since gunmen dragged the college student from the family's house three years ago. Alma Diaz wonders what happened to her son, Eric, a Mexicali police officer who left a party in 1995 and never returned.
Arturo Davila still pounds on police doors looking for answers 11 years after his daughter and a girlfriend were kidnapped in downtown Ensenada.
For the hundreds, perhaps thousands, of families of people who have vanished amid Baja California's drug wars, the search for justice has been lonely and fruitless. But their hopes have been buoyed recently by the Jan. 22 arrest of a man Mexican authorities believe is behind the gruesome disposal of bodies in vats of industrial chemicals.
Santiago Meza Lopez, a stocky 45-year-old taken into custody after a raid near Ensenada, was identified as the pozolero who liquefied the bodies of victims for lieutenants of the Arellano Felix drug cartel. Authorities say he laid claim to stuffing 300 bodies into barrels of lye, then dumping some of the liquefied remains in a pit in a hillside compound in eastern Tijuana.
His capture riveted Mexico with sickening details behind drug violence that has left more than 8,000 dead in two years. For the families of the disappeared, however, it was a chance to revive cases that seemed long forgotten.
In the following days, dozens more people came forward with tales of disappearances. "Please help me find out what happened to him," wrote one woman on a photograph of a young man smiling in a car. "He was my husband."
Victim rights groups estimate that there are more than 1,000 people missing in Baja California, including students, businessmen, merchants and cops. Their cases have been ignored, bungled or blocked by law enforcement officials, activists say.
As a potential cartel insider, Meza could peel back the mysteries surrounding the disappearances, they say. Ocegueda, president of the Citizens United Against Impunity, plans to visit Mexico City this week, where he will request a personal audience with Meza.
Authorities are unlikely to grant access to the suspect, but families hope they'll follow through on their promise to confront him with the photos. His capture has provided their greatest leverage against a government that for years has paid little attention to their concerns, said Ocegueda and other group leaders.
"The government wants to silence what cannot be silenced . . . but they didn't count on someone saying that he personally disintegrated 300 bodies," said Cristina Palacios Hodoyan, whose son, Alejandro, disappeared in 1997. "They're going to have to pay attention to us now."
Federal authorities have told the local media that they are cooperating with the families, having met with them and taken more than 100 photos.
The hillside compound where Meza told authorities he labored lies in an area acquainted with death. There are two cemeteries tucked in the surrounding hills, and funeral processions pass by daily on potholed Ojo de Agua road.
Behind the white gate, Meza said, he would fill a barrel with water and two large bags of lye. Wearing gloves and protective goggles, he'd light a fire underneath, and bring the liquid to a boil before depositing a body. After 24 hours, he would dump the disintegrated remains in a pit and set them aflame.
In Tijuana, the process is known as making pozole. That's because the pink liquid in the barrel resembles the popular Mexican stew. When a Mexican official asked Meza what he did for a living, he replied, "Me llaman el Pozolero": They call me the Pozole Maker.
He earned $600 weekly and said he learned how to disintegrate bodies by first experimenting with pig legs, according to the Mexican federal attorney general's office. Meza allegedly told authorities he worked for several top cartel lieutenants over a 10-year period, most recently for Teodoro Garcia Simental, whom authorities believe is behind the kidnappings of hundreds of people in recent years.
Meza's alleged deeds apparently went unnoticed in the shabby area of ranches and pig and chicken farms. Several neighbors said they had never seen him, and weren't curious. "It's best to be ignorant of such diabolical things," said a local pig farmer, who did not want to be identified because he feared for his safety.
Ocegueda, a slender, intense man with a chain-smoking habit, vows to shatter that ignorance. After his 23-year-old son, Fernando, was kidnapped, authorities did little, so Ocegueda investigated on his own. He donned dirty clothes and a hooded shirt and rode a wobbly bike in tough neighborhoods, chatting up drug dealers and other criminals.
These days he leads demonstrations, camps out at City Hall, and corners military and government officials any chance he gets. After Meza's arrest he went to the San Diego area to meet with 20 families who gave him photographs of loved ones, some of them U.S. citizens, who vanished while going to work or visiting relatives in Mexico.
Ocegueda believes he knows the identities of his son's kidnappers. But his probe, like others, hit a dead end. He believes police protect organized crime members, fear investigations will reveal their own complicity, or are incompetent. Some families have been threatened by police after reporting the crimes. In one case, a man who reported the abduction of his family was kidnapped himself the next day, said Ocegueda, whose claims are supported by many families and a Mexicali-based group, the Hope Assn. Against Kidnapping and Impunity.
"Authorities have told people not to report anything, saying their loved ones were criminals. . . . Instead of helping resolve their cases, they threaten them," said Miguel Garcia, a Mexicali-based attorney who provides legal advice to the Hope Assn.
Last year, the groups gained a key ally when the then-top military commander in the region, Gen. Sergio Aponte Polito, accused several state law enforcement officials of links to organized crime. Among them, he said, was the head of the state anti-kidnapping squad in Tijuana.
Aponte was removed from his post in August, and most of the state officials he accused have not been prosecuted.
Last week at Meza's compound, federal agents continued digging up soil samples looking for human remains. Experts and law enforcement say chances are slim they will be able to identify any of them.
Salvador Ortiz Morales, the state deputy attorney general in Tijuana, said forensic teams have never been able to identify victims dissolved in barrels because so little remains.
The site may not yield answers for another reason.
Meza admitted disintegrating bodies over a 10-year period, but neighbors said the compound was constructed only six months ago. All the more reason, the families say, to pressure Meza to disclose other grave sites, and demand other details on the fate of the missing.
"There are many other families suffering like me," Ocegueda said. "We need to find out what he knows."
http://www.latimes.com/news/nationworld/world/la-fg-missing9-2009feb09,0,2537684.story

1st US case of Marburg fever confirmed in Colo. Ebola-hemorrhagic fever
WHEAT RIDGE, Colo. (AP) — The first U.S. case of Marburg hemorrhagic fever has been confirmed in Colorado, and authorities say the patient — who contracted the rare illness while traveling in Uganda — has since recovered.
The disease, caused by a virus indigenous to Africa, spreads through contact with infected animals or the bodily fluids of infected humans. Centers for Disease Control and Prevention spokesman Dave Daigle said no previous cases have been reported in the United States.
The patient had traveled to Uganda, visited a python cave in Maramagambo Forest in Queen Elizabeth Park and encountered fruit bats, which can carry the Marburg virus. The Ugandan government closed the cave after a tourist from the Netherlands died from Marburg in July.
The patient was treated at Lutheran Medical Center in January 2008 and sought follow-up care in July, after learning of the tourist's death. The patient recovered and his or her identity wasn't disclosed.
Pierre Rollin, acting chief of the Special Pathogens Branch of the CDC, said specialized tests of the initial sample taken in January 2008 confirmed the illness in the Colorado patient in December.
CDC officials said identifying the virus and how a patient contracted it can be difficult. It often depends on the quality of the sample being tested and the timing; samples taken early in the patient's illness makes identification easier, Rollin said.
Marburg hemorrhagic fever is extremely rare. The CDC's Web site counts fewer than 500 confirmed cases since the virus was first recognized in 1967. More than 80 percent of the known cases are fatal.
It has an incubation period of 5 to 10 days. The first symptoms are fever, chills and headaches, but symptoms worsen significantly after the fifth day of illness.
Lutheran hospital spokeswoman Kim Kobel said none of the staff and physicians who cared for the patient has developed symptoms.
Rollin said the CDC is testing hospital staff to see if any illnesses were undetected at the time.
http://www.google.com/hostednews/ap/article/ALeqM5icwnbejl-iJTMsx_JWAIgMXlweOAD9671DF00